WTF is direct lender specializing in owner operators with bruised or damaged credit.

Who we help:

We reserve our trucks in inventory for drivers who become our partners.

• Discharged bankruptcies for 12 months.
• Financing for vehicles up to $60,000.
• Lease to purchase with 10% buyout.
• TRAC Lease only
• Special finance program for drivers with less than two years Owner Operators experience.
• Quick Approvals

Truck Financing

We do have the ability to help people with bad credit truck financing, but we are unable to help people with the following:

• Back child support with NO payment plan
• Less than $4,000 down payment (verifiable), regardless of truck value.
• Tax Liens

Credit Application

Please fill out the credit application or call (248) 340-6175. If you do not see a truck that will meet your needs, check back often, as our inventory changes frequently.

Financing 2006 and up Peterbilt, Kenworth, Volvo, Freightliner, and International OTR trucks.